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Watch out for risky links in the banking system—India’s economy depends on its reliability

  • Mint Editorial Board--Livemint
  • published date: 2026-04-29 02:00:18 UTC

RBI’s withdrawal of Paytm Payments Bank’s banking licence signalled its commitment to financial stability. However, its nod for a lightly regulated non-bank financial player to access its core payments system raises questions of risk exposure.

On 23 April, reports appeared that the Reserve Bank of India (RBI) had granted a non-bank called PayPoint approval to access its Centralised Payment System (CPS). The same day, finance minister Nir… [+3004 chars]