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How instant UPI apps change small-value payment habits

  • Spotlight Wire--The Times of India
  • published date: 2026-01-30 09:45:39 UTC

The rise of instant UPI apps has revolutionized small-value transactions, eliminating the struggle for exact change and streamlining checkout processes. This speed has fostered a subconscious habit of frequent, smaller digital purchases, altering consumer beh…

The way we handle money has undergone a quiet but profound transformation over the last few years. Not long ago, leaving the house without a bulging wallet full of coins and small notes was unthinkab… [+6622 chars]